Friday, 18 November 2016

PM Jeevan Jyoti Bima Yojna | PMJJBY Scheme, Age, Premium, Benefits, Banks

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PM Jeevan Jyoti Bima Yojna

PM Jeevan Jyoti Bima Yojna: PM Narendra Modi wants to change India. Will he succeed? PM Narendra Modi has launched PM Jeevan Jyoti Bima Yojna and two others schemes which are Pradhan Mantri Suraksha Bima Yojana and Atal Pension Yojana on 9th of May 2015. This step itself describes the necessity of this scheme for the welfare of the needy people. PMJJBY Scheme is a government-backed Life insurance scheme in India in which nominee get Rs.2 lakh if member get died due to any reason.

People those have bank accounts and their age between 18 and 50 years this scheme is available to them. Interested candidates can obtain complete information related to PM Jeevan Jyoti Bima Yojna such as Age, Premium, and Benefits by going through this page which is created by the team of privatejobshub.in

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Eligibility Required for  PM Jeevan Jyoti Bima Yojna:

PM Jeevan Jyoti Bima Yojna
  • Candidate’s age should not be less than 18 and not above than 50 years of age.
  • Applying member should have savings bank account in any of the participating bank accounts.
  • Applicants need to submit Duly Filled Application Form along with relevant documents to the bank.
  • Applicants also need to attach self -certification of good health in the Consent cum declaration form as on the date of enrollment or earlier.
Objective behind PMJJBY Scheme:

PM Jeevan Jyoti Bima Yojna
When everyone is so busy in his life and no time to think about others, PM Narendra Modi thought about those poor people who are not able to avail life insurance policies not even health/accidental policies due to high insurance premiums. So that’s why this scheme has beedn launched to provide Jan Suraksha i.e. social security to all Indians.

Current PM (Narendra Modi), Political LifePrime Minister Of India 

Pattern of the premium:

All the applicants who want to enroll in this scheme need to make a payment of premium which Rs.330/- per annum. The payment of premium can be made directly, bank auto-debited the amount of premium from the subscribers (policyholder’s) account.

Particulars
Amount
Insurance Premium to LIC / insurance company  
Rs.289/-  per  annum  per member
Reimbursement of Expenses to BC/Micro/Corporate/Agent
Rs.30/- per annum per member
Reimbursement of Administrative expenses to participating Bank
Rs.11/- per annum per member
Total
Rs.330/- per annum

Responsible For Successful Political CareerNarendra Modi- Positive Points 

Benefits under PM Jeevan Jyoti Bima Yojna:

PM Jeevan Jyoti Bima Yojna

Ø  Less Premium: Rs. 330 to be paid yearly, that means less than Rs.1 per day and Rs.27.5 per month
Ø  Automatic Payment: The payment of premium will be directly auto-debited by the bank from the subscribers (policyholder’s) account.
Ø  Risk Coverage: Nominee will get Rs.2 lakh if member get died due to any reason.
Ø  Trusted Organization: The scheme will be offered by Life Insurance Corporation.
Ø  Lien Period:  45 days from the date of enrolment into the scheme (entry date/date of commencement of insurance cover)
Ø  Nomination: In-case of unfortunate event of death of the policyholder, the nominee will get the death benefit.
Ø  Tax Benefits: Income Tax benefits/exemptions are as per the applicable income tax laws in India, which are subject to change from time to time. 

Related Updates:
Question: How can in Enroll in PM Jeevan Jyoti Bima Yojna?
Answer: Candidates those who want to enroll in this scheme they can get this by follow below tuned steps:
ü  To avail this scheme’s benefit, applicants must have a Savings Bank Account.
ü  Applicants need to submit application form for PMJJBY at LIC of India branches or participating Banks branches.
ü  Aadhar card details are considered as the most important document.
ü  Candidates need to subscribe to this scheme every year in the month of June.
ü  You can also prefer to give a long-term option of continuing with the scheme, in which case your account will be auto-debited (towards premium amount) every year by your bank.
ü  You may exit the scheme at any point and may re-join the scheme in future years by paying the annual premium and submitting a self declaration of good health.
Note:

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